SnapPaid vs Square Invoices
Square Invoices, from Block, has a free plan and a Plus plan at $10 a month per location, and it charges 3.3% + 30¢ per online card payment on the free plan. Clients can pay by card, Cash App Pay, bank transfer, Afterpay or Square Gift Card. SnapPaid is an invoice app for one-person home-service workers that costs $9.99 a month after 3 free invoices, takes 0% of your pay, and lets clients pay you directly in Venmo, Cash App, PayPal or Zelle, with sealed photo or video proof of the job on the bill.
Comparison table
Prices and fees checked October 2026.
| SnapPaid | Square Invoices | |
|---|---|---|
| Price to start | First 3 invoices free | Square Free: $0 a month |
| Paid plan | Unlimited: $9.99 a month, $44.99 for 6 months, or $69.99 a year | Square Plus $10 a month per location. Square Premium $49 a month per location |
| Fee on your payments | 0%. SnapPaid adds no processing fee | Online card: 3.3% + 30¢ on Free, 2.9% + 30¢ on Plus and Premium. Bank (ACH): 1%, $1 minimum ($10 cap on Plus and Premium). Card on file 3.5% + 15¢. Afterpay 6% + 30¢ |
| How clients pay | Venmo, Cash App, PayPal or Zelle, in the client's own app. No card payments | Debit or credit card (including Apple Pay and Google Pay), Cash App Pay, bank (ACH), Afterpay, Square Gift Card. PayPal, Venmo and Zelle are not listed |
| Photo proof on the bill | Sealed photo or video proof, stamped with the time and date, plus the place when location is on | Attach up to 10 files totaling 25 MB, including JPG and PNG |
| Payment reminders | One-tap Nudge | Automatic reminders, not supported when the invoice is sent by text message |
| Repeat billing | Bill again | Recurring invoices |
| Estimates | No | Yes. Multi-package estimates on Plus and Premium |
| Made for | One-person home-service workers | Invoices and estimates with Square payments |
Who Square Invoices fits
- Workers who want a $0 monthly plan and clients who pay by card.
- Workers who want automatic reminders, recurring invoices and estimates.
- Workers who already use Square for other payments.
Who SnapPaid fits
- One-person home-service workers whose clients pay in Venmo, PayPal or Zelle, as well as Cash App.
- Workers who want 0% taken from each payment and one flat monthly price.
- Workers who want time-stamped photo or video proof of the job on the bill.
Worked example: an $80 lawn mowing
A solo lawn care worker bills a client $80 for one mowing.
Square Free, client pays by card online: 3.3% of $80 = $2.64, plus $0.30 = $2.94 in fees. The worker receives $77.06.
Square Plus, client pays by card online: 2.9% of $80 = $2.32, plus $0.30 = $2.62 in fees, plus the $10 a month plan.
Square, client pays by bank (ACH): 1% of $80 = $0.80, which is under the $1 minimum, so $1.00 in fees.
SnapPaid, client pays in Venmo, Cash App, PayPal or Zelle: 0% of $80 = $0 taken by SnapPaid. SnapPaid adds no processing fee. Any fee set by the payment app itself is separate.
Over a month. A lawn care worker with 5 weekly lawns sends about 22 bills a month. If all 22 mowings at $80 were paid by card on Square Free, the fees would be 22 x $2.94 = $64.68 that month. SnapPaid Unlimited is $9.99 a month.
FAQ
Is Square Invoices free?
Square Free costs $0 a month. Square charges a fee on each online payment: 3.3% + 30¢ by card and 1% with a $1 minimum by bank (ACH).
Can clients pay a Square invoice with Cash App?
Yes, with Cash App Pay. Square lists card, Cash App Pay, bank (ACH), Afterpay and Square Gift Card as invoice payment methods.
Can clients pay a Square invoice with Venmo, PayPal or Zelle?
PayPal, Venmo and Zelle are not listed as Square invoice payment methods. With SnapPaid, clients can pay in Venmo, Cash App, PayPal or Zelle.
Does SnapPaid take a percentage of my pay?
No. SnapPaid takes 0% and adds no processing fee. The client pays you directly in their own payment app.
Can I add photos to a Square invoice?
Yes. Square lets you attach up to 10 files totaling 25 MB, including JPG and PNG. SnapPaid adds sealed photo or video proof, stamped with the time and date, plus the place when location is on.
Does Square send payment reminders by text?
Square's automatic reminders are not supported when the invoice is sent by text message. SnapPaid has a one-tap Nudge that texts the client a payment reminder.
Last checked: October 2026.