SnapPaid vs Joist
Joist is an app for small contractors with plans from $10 a month (Basics, up to 5 documents a month) to $17 a month (Pro, unlimited, with document photos), and it does not list its payment processing rates on its pricing page. SnapPaid is an invoice app for one-person home-service workers that costs $9.99 a month after 3 free invoices and takes 0% of your pay, because the client pays you directly in Venmo, Cash App, PayPal or Zelle. SnapPaid also puts sealed photo or video proof of the job on the bill, stamped with the time and date, plus the place when location is on.
Comparison table
Prices and fees checked October 2026.
| SnapPaid | Joist | |
|---|---|---|
| Price to start | First 3 invoices free | 14-day free trial, no card required |
| Paid plan | Unlimited: $9.99 a month, $44.99 for 6 months, or $69.99 a year | Basics $10 a month (up to 5 documents a month). Pro $17 a month (unlimited). Elite $32 a month. Run $70 a month intro (regular $100). Annual billing: two months free |
| Fee on your payments | 0%. SnapPaid adds no processing fee | Not listed on their pricing page |
| Photo proof on the bill | Sealed photo or video proof, stamped with the time and date, plus the place when location is on | Document photos on Pro ($17 a month) and up |
| Made for | One-person home-service workers | Small contractors |
Who Joist fits
- Small contractors who want a plan that grows from Basics to Run.
- Contractors who want photos on documents and choose the Pro plan or higher.
- Contractors who prefer annual billing with two months free.
Who SnapPaid fits
- One-person home-service workers whose clients pay in Venmo, Cash App, PayPal or Zelle.
- Workers who want unlimited invoices and photo proof in the same $9.99 a month plan.
- Workers who want 0% taken from each payment by the invoice app.
Worked example: a handyman with 8 jobs a month
A solo handyman bills 8 jobs a month, each at $250.
Joist: 8 bills a month is more than the Basics limit of 5 documents a month, so the handyman needs Pro at $17 a month. Pro also includes document photos. Joist does not list its payment processing rates on its pricing page, so the fee on each $250 payment is not shown here.
SnapPaid: 8 bills a month fits the Unlimited plan at $9.99 a month. On each $250 job, 0% of $250 = $0 taken by SnapPaid. SnapPaid adds no processing fee. Any fee set by the payment app itself is separate. Sealed photo or video proof is included.
Over a year:
- Joist Pro: $17 x 12 = $204 a year, or less with two months free on annual billing ($17 x 10 = $170).
- SnapPaid Unlimited: $69.99 a year, or $9.99 x 12 = $119.88 paid monthly.
FAQ
How much does Joist cost?
Joist Basics is $10 a month for up to 5 documents a month. Pro is $17 a month with unlimited documents and document photos. Elite is $32 a month, and Run is $70 a month as an intro price.
Does Joist have a free trial?
Yes. Joist offers a 14-day free trial with no card required. SnapPaid's first 3 invoices are free.
Does Joist take a fee on payments?
Joist does not list its payment processing rates on its pricing page.
Can I add photos in Joist?
Document photos are included on the Pro plan, $17 a month, and up.
Does SnapPaid take a percentage of my pay?
No. SnapPaid takes 0% and adds no processing fee. The client pays you directly in Venmo, Cash App, PayPal or Zelle.
Is SnapPaid cheaper than Joist?
SnapPaid Unlimited is $9.99 a month or $69.99 a year for unlimited invoices with photo proof. Joist Pro, the plan with unlimited documents and document photos, is $17 a month.
Last checked: October 2026.