SnapPaid vs QuickBooks
QuickBooks is an accounting product from Intuit that includes invoicing, with a free plan limited to 2 invoices a month and paid plans from $20 a month (QuickBooks Solopreneur Lite). Invoice payments by card, PayPal or Venmo through QuickBooks Payments cost 2.99%. SnapPaid is an invoice app for one-person home-service workers that costs $9.99 a month after 3 free invoices, takes 0% of your pay, and lets clients pay you directly in Venmo, Cash App, PayPal or Zelle, with sealed photo or video proof of the job on the bill.
Comparison table
Prices and fees checked October 2026.
| SnapPaid | QuickBooks | |
|---|---|---|
| Price to start | First 3 invoices free | Free plan: 2 invoices a month. On Solopreneur Free, unlimited invoices if you qualify for and turn on QuickBooks Payments |
| Paid plan | Unlimited: $9.99 a month, $44.99 for 6 months, or $69.99 a year | Solopreneur Lite $20 a month ($10 a month promo for 3 months). QuickBooks Online Simple Start $38 a month, up to Advanced $340 a month |
| Fee on your payments | 0%. SnapPaid adds no processing fee | Cards and digital wallets, including PayPal and Venmo: 2.99%. Bank (ACH) 1%. Keyed card 3.5%. In person 2.5% |
| How clients pay | Venmo, Cash App, PayPal or Zelle, in the client's own app. No card payments | Card, Apple Pay, PayPal, Venmo and bank (ACH) through QuickBooks Payments |
| Photo proof on the bill | Sealed photo or video proof, stamped with the time and date, plus the place when location is on | File attachments on invoices, including JPEG and PNG, on all QuickBooks Online plans |
| Payment reminders | One-tap Nudge | Reminders on Simple Start and up |
| Repeat billing | Bill again | Recurring invoices on Simple Start and up |
| Estimates | No | Yes, and they convert into invoices |
| Made for | One-person home-service workers | Accounting, with invoicing included |
Who QuickBooks fits
- Workers who want full bookkeeping and invoicing in one product.
- Workers who want clients to pay by card or bank transfer on the invoice.
- Workers who want recurring invoices and estimates.
Who SnapPaid fits
- One-person home-service workers who only need to bill a job and get paid.
- Workers whose clients pay in Venmo, Cash App, PayPal or Zelle and who want 0% taken from each payment.
- Workers who want time-stamped photo or video proof of the job on the bill.
Worked example: a $120 house cleaning
A solo cleaner bills a client $120 for one cleaning.
QuickBooks, client pays by card, PayPal or Venmo: 2.99% of $120 = $3.59 in fees. The cleaner receives $116.41.
QuickBooks, client pays by bank (ACH): 1% of $120 = $1.20 in fees.
SnapPaid, client pays in Venmo, Cash App, PayPal or Zelle: 0% of $120 = $0 taken by SnapPaid. SnapPaid adds no processing fee. Any fee set by the payment app itself is separate.
Plan cost for a busier month. A cleaner with 4 weekly clients sends about 17 bills a month. That is more than the free plan's 2 invoices a month, unless QuickBooks Payments is turned on for Solopreneur Free. Solopreneur Lite is $20 a month at its regular price. SnapPaid Unlimited is $9.99 a month. If all 17 cleanings at $120 were paid by card through QuickBooks, the fees would be 17 x $3.59 = $61.03 that month.
FAQ
Is SnapPaid cheaper than QuickBooks?
SnapPaid Unlimited is $9.99 a month. The lowest paid QuickBooks plan found is Solopreneur Lite at $20 a month, with a $10 a month promo for 3 months. QuickBooks Online Simple Start is $38 a month.
Is QuickBooks free for invoicing?
QuickBooks has a free plan that sends 2 invoices a month. On Solopreneur Free, you can get unlimited invoices if you qualify for and turn on QuickBooks Payments.
Can clients pay a QuickBooks invoice with Venmo?
Yes. Through QuickBooks Payments, clients can pay invoices with Venmo or PayPal at a 2.99% fee.
Does SnapPaid take a percentage of my pay?
No. SnapPaid takes 0% and adds no processing fee. The client pays you directly in Venmo, Cash App, PayPal or Zelle.
Does SnapPaid do accounting like QuickBooks?
No. SnapPaid is for billing a job and getting paid. It does not do accounting, estimates or recurring invoices.
Can I attach photos to a QuickBooks invoice?
Yes. QuickBooks Online lets you attach files such as JPEG and PNG images to invoices on all plans. SnapPaid adds sealed photo or video proof, stamped with the time and date, plus the place when location is on.
Last checked: October 2026.